To qualify, you (and your partner, if applicable) must be 60 years or older on the date of obtaining membership.

You pay a fixed membership fee which is pre-determined and inclusive, except for administration charges, insurance and maintenance. All of which will be made clear to you before you decide to acquire membership.

None. Maintenance, insurance and administration charges are only increased in line with the annual inflation rate in Malta.

Your membership rights are protected by law to ensure your best interests are upheld.

An independent board of trustees has been appointed in the Isle of Man to look after your interests with great care. This firm holds enormous respect and is internationally acknowledged as one of the most reputable specialists in their field.

The trustees will hold all deposits and balance of subscription fees until transactions have been satisfactorily concluded and your membership certificate is issued.

As a member of a public limited liability company, you will have voting rights and may be represented at the company’s annual general meeting.

No. Membership is restricted to you and your partner, if applicable. This membership ceases immediately when you are deceased.

When you are deceased or if you wish to give up your membership, you will be reimbursed for up to 100% of the original subscription fee, provided we are able to reassign your membership to a third party.